Article

A STUDY ON FINANCIAL LIQUIDITY POSITION AT SBI BANK, HYDERABAD

Author : Ch. Jahnavi, B.Dharani

DOI : http://doi.org/10.63590/jsetms.2025.v02.i07.pp425-432

This study evaluates the financial liquidity position of the State Bank of India (SBI), focusing on key liquidity ratios such as the Current Ratio, Quick Ratio, Cash Ratio, and Loan-toDeposit Ratio. Using both primary data from SBI employee interviews and secondary data from annual reports, the research analyses SBI’s short-term financial health and liquidity management strategies. Findings highlight the bank’s use of asset- liability management and investment policies to maintain liquidity in line with regulatory norms. The study concludes with recommendations to improve liquidity efficiency while supporting sustained growth and profitability.


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