Article

A STUDY ON SYSTEMATIC INVESTMENT PLAN WITH REFERENCE TO AXIS BANK

Author : Adhikari Aswini, Dr.K.Maddileti

DOI : http://doi.org/10.63590/jsetms.2025.v02.i07.pp196-206

A popular alternative investment method for those looking for high returns and low payment risk is the Systematic Investment Plan (SIP). The goal of the study is to ascertain the reasons behind and disadvantages of systematic investing programs. Data came from secondary sources. Data analysis was done using statistics. According to the report, investors follow systematic investment plans in order to increase returns while lowering risk; nevertheless, operational platform and knowledge are significant obstacles. We looked at how Systematic Investment Plans (SIPs) might increase income and investments in mutual funds. It is also looked into what proportion of Nirmal bang Hyderabad bank customers invest in mutual funds, particularly through SIP. According to this study, corporations preferred the stock market, service holders Favor fixed deposits, bonds, and the post office, and those with greater incomes take more risks. Additionally, our quantitative study demonstrates that the investment risk of Systematic Investment Plans (SIPs) is lower than that of lump sum mutual funds. For both small and large investors, SIP appears to be a safer and more beneficial option. Additionally, our sample study demonstrates that younger investors choose SIPs and mutual funds over more established ones


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