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NON-PERFORMING ASSETS AT HDFC BANK
A non-performing asset, in a narrow sense, may be defined as an asset which does not directly contribute to the corporate profits or yield any positive returns. This may be appropriate when applied to loans and advances. However, there are other assets such as cash balances held which are certainly require for business operations but do not yield any direct return. Although banks cannot completely do away with such non- performing assets from their books, they have to manage to keep them at a minimum possible level to maximize profits
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